Global student private medical cover is a type of health insurance designed specifically for students studying abroad or international students who want access to quality healthcare services while away from their home country. This type of insurance typically provides coverage for a range of medical services, including family doctors, emergency rooms, hospitalization, and specialist doctors. Here are some key features and considerations for global student private medical cover:

 

Coverage Abroad: This insurance is designed to provide coverage outside of the student's home country, ensuring they have access to healthcare services while studying in a foreign country and when coming home for a visit.

 

Primary Care Physicians (Family Doctors): Global student insurance often includes coverage for visits to private primary care physicians or family doctors. This allows students to receive general medical care.

 

Emergency Room Services: Coverage for emergency room visits is crucial, as accidents or sudden illnesses can happen at any time. Insurance should cover the costs associated with ER treatment.

 

Hospitalization: Hospitalization coverage ensures that students are protected in case they need to be admitted to a hospital for a more serious illness, injury or test. It typically includes expenses such as room and board, surgical procedures, and medications.

 

Specialist Doctors: Many health conditions may require consultation with specialists like cardiologists, dermatologists, or orthopaedic surgeons. Global student insurance should cover visits to these specialists.

 

Prescription Medications: Coverage for prescription medications is important as it helps students afford necessary drugs for their health conditions.

 

Dental and Vision: Some plans may offer optional coverage for dental and vision care.

 

Network of Providers: Holders of this type of cover can go to any health provider of their choice.

 

Duration of Coverage: Most plans can be offered for between 1 and 4 years.

 

 

Cost and Premiums: The cost of cover depends mainly on the age of the student. As a guide, for a student aged 23, private health cover would typically cost €700 per year (Euro’s) and it might be possible to include cover for pre-existing medical conditions for a small supplement.