Global short term medical cover

Global temporary private medical cover is a specialized type of health insurance designed for expatriates, international students, business travellers, or anyone residing abroad temporarily and can be taken for between 1 to 18 months of cover. This type of insurance provides access to private healthcare services and facilities worldwide, ensuring that policyholders receive quality medical care regardless of their location. Here are some key features and considerations for global temporary private medical cover:
 

Global Coverage: One of the primary benefits is access to healthcare services worldwide. Policyholders can seek medical treatment in various countries without worrying about network restrictions.
 

Private Healthcare Facilities: Global temporary private medical cover usually grants access to private hospitals, clinics, emergency rooms, family doctors (GP’s) and specialists and dental cover. This ensures faster service, better amenities, and a higher standard of care compared to public healthcare systems in many countries.
 

Emergency Medical Evacuation: Some plans include coverage for emergency medical evacuation, which can be crucial in situations where the local healthcare infrastructure cannot adequately handle a medical emergency.
 

Repatriation: In case of severe illness or death, the policy may cover the cost of repatriating the insured individual's remains to their home country.
 

Renewability: Some policies may allow for renewal if the insured's temporary stay extends beyond the initial coverage period.
 

Emergency Assistance Services: Many insurance providers offer 24/7 emergency assistance services, which can be valuable in situations where immediate help or information is needed.
 

Cover Costs: The cost of global temporary private medical cover can vary depending on age, but as a guide, for a person aged 30 years, a cover would typically cost €1,180 per year, or if one would like to include the USA this would be €1,750 per year.
It is also possible to purchase an cover that includes cover for pre-existing medical issues.
 

Medical exclusions: Policies may have coverage limitations and this is also called Underwriting.
The Underwriting is the basis of what should and shouldn’t be covered based on the individual’s medical history. There are different options that can be considered.